Wondering what Facebook has to do with your credit score? Believe it or not, some new companies are beginning to use social data to help them make decisions about lending to people have not established credit yet. Rather than automatically…

Your credit score is basically a number that summarizes your credit history. There is no “magic” score that appeases all lenders; they each have their own standards and requirements. The important thing is to keep your credit score as high…

Too many individuals applying for financing after a divorce – trying to buy their own houses, for example – have been surprised to find that their credit ratings are marred, thanks to the actions of their spouses. If you are…